Spring into Growth: Financial Solutions to Help Your Local Business Bloom

April 25, 2025

Spring has sprung in our neighborhoods – from the vibrant streets of Queens and the eateries of Manhattan to the bustling shops of the Bronx and the welcoming storefronts of Long Island and Westchester! As the season of renewal unfolds, it brings a fresh wave of opportunities for your local business to blossom. Whether you're envisioning a brighter ambiance for your cafe, stocking up your shelves for the busy season at your hardware store, or showcasing a new collection in your boutique, now is the ideal time to cultivate growth and achieve lasting success.

At Ridgewood Savings Bank, we're deeply rooted in our community and committed to nurturing the success of local businesses like yours. We offer tailored financial solutions designed not just to get you through this spring, but to help you flourish year-round.

Fueling Your Growth: Small Business Loans Designed for Our Community

Do you have exciting plans to renovate your business, expand your inventory to meet growing demand, or hire seasonal staff? Accessing the right capital is important. Our SBA Loans offer attractive terms, competitive rates, and, most importantly, the guidance of a dedicated business banking team that truly understands the unique rhythm of the local business landscape. Whether you're just starting out or an established business ready for significant expansion, we're here to help you find the perfect financing solution to achieve your vision.

Seamless Transactions, Happy Customers: Empowering Your Sales with Merchant Services

In today's fast-paced world, providing your customers with convenient and secure payment options is no longer a luxury – it's an expectation. That's why we've partnered with the trusted experts at Heartland® to bring you comprehensive Merchant Services. Effortlessly accept credit and debit cards, offer the ease of contactless payments, and seamlessly manage online transactions. Benefit from competitive rates and the peace of mind of 24/7 support, knowing that we'll help you implement a system that aligns with your business needs and helps keep your customers happy and your lines moving smoothly.

Reliable Money Management: Business Checking That Works for You

We understand that managing your finances should be the least of your worries. Our Business Checking Accounts are specifically designed with the needs of local business owners in mind, offering valuable features like:

• A head start: $20 towards your first Ridgewood Business Check order.
• Added security: A complimentary safe deposit box for the first year.*
• Convenient services: Free coin exchange to streamline your cash handling.
• Financial flexibility: Overdraft Protection Services for qualified accounts, providing an extra layer of security.

It's straightforward banking that empowers you to focus on what truly matters: the daily operations and growth of your business.

Your Bank, Wherever You Are: Banking On-the-Go

Whether you're overseeing a project at a job site, serving customers behind the counter, or taking a well-deserved break, our intuitive Online and Mobile Banking puts your finances at your fingertips. You can easily:

• Monitor your account balances in real-time.
• Stay informed with timely text notifications.
• Transfer funds securely between accounts.
• Pay bills efficiently, helping you save valuable time.
• Review your transaction history with ease.
• Access images of your paid checks for clear record-keeping.

All this convenience is accessible from your phone or computer, empowering you to manage your business finances anytime, anywhere.

Let's Cultivate Success Together This Spring

At Ridgewood Savings Bank, we’ve proudly supported local businesses for generations, growing alongside the communities we serve. We're not just your bank—we're your neighbors, dedicated to providing the tools, unwavering support, and personalized service you deserve.

Our Ridgewood Savings Bank's Business Banking team is here to help you expand your business—today and in the future. Whether you need support for everyday banking or long-term goals, you can count on us to help you find the right solutions for your business.

*5X5 Safe Deposit Box; subject to availability.

Products, services, terms and conditions subject to change. Member FDIC.