Barbara believes the American Dream of homeownership is as important as ever, and she is dedicated to giving local homebuyers the tools, guidance and personal service they need to achieve it for themselves. A respected Ridgewood mortgage consultant for more than three decades, she has hands-on experience with nearly every aspect of the mortgage process, from guiding clients through their application to loan processing and underwriting. This experience has made her a trusted partner of homebuyers throughout Greater New York and Long Island, as well as the many homebuyers who have participated in her local workshops.

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Michael has over 27 years of experience in many facets of the mortgage industry. While originating all types of loans for his clients, he specializes in loans for first-time homebuyers and works closely with many of the nonprofit agencies in the New York metropolitan area. This allows him to maximize the available grants and subsidies for the benefit of his clients. He is consistently recognized by the State of New York Mortgage Agency as one of its top producing loan officers. Michael has a Bachelor of Science in accounting from St. John's University and an MBA in finance from Hofstra University.

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With more than 15 years of banking and lending experience, Yvon is dedicated to helping homebuyers become mortgage-ready. In addition to serving the home financing needs of clients throughout the region, Yvon works with several nonprofits that support homeownership in low- to moderate-income neighborhoods and leads local workshops and seminars on essential topics such as money management, credit and the mortgage process. Yvon is an active supporter of the ASPCA and National Center on Family Homelessness. She graduated from Mercy College with a Bachelor of Business and Management and a minor in marketing and remains engaged with the school's alumni community.

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Joe has been serving homebuyers and mortgage professionals in New York City and Long Island for nearly two decades. Offering a wide array of options and responsive local service, Joe is committed to delivering a seamless loan process and excellent client experience each and every time. Before joining the Ridgewood team, Joe held lending and management roles at major financial institutions such as HSBC, Bank of America and JPMorgan Chase. He holds a degree in finance from Syracuse University.

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